Established in Neenah, Wisconsin with a vision of transparent merchant service.
We simplify merchant services so you can focus on growing your business. With honest pricing, modern technology and local support, Card Concepts helps you process payments more efficiently, protect profits and build long-term growth.
No hidden fees, clear statements and upfront cost structures.
From terminals to mobile and e-commerce integrations.
Backed by friendly experts available when you need them.
We treat you like a partner, not just a customer.


Join the growing number of business owners who rely on Card Concepts to bring clarity and performance to their payment operations. With over $150 million processed and more than 5,000 satisfied clients, our experience becomes your advantage.
From onboarding specialists and technology architects to dedicated support agents, the Card Concepts team works together so you don’t have to. Guided by a culture of transparency and service, we care as much about your success as you do.






Founded in Wisconsin, Card Concepts began with a simple mission: to give business owners a payment partner they can trust. Over the years we’ve grown, added technology and expanded our reach—but our commitment has remained the same.
Established in Neenah, Wisconsin with a vision of transparent merchant service.
Expanded nationwide processing services and formed key partnerships with Authorize.net and NMI.
Increased our service and product menu to serve our growing customer base.
Surpassed $150 million in client transactions and welcomed more than 5,000 merchants.
Every business moves differently, and so should its payment systems. Card Concepts was built for owners who value flexibility, security, and clarity—without needing a manual to get there. Each part of our platform works in harmony to simplify transactions, strengthen customer trust, and free up your time for what matters most.
Merchant services shouldn’t be complicated or costly to understand. At Card Concepts, we help business owners see what others hide—real rates, real support, and results that last.
Start a conversation with our team today and discover how much clarity can change your bottom line.