Check Services

Secure Processing

Modern Solutions for an Old Payment Method

Paper checks are still part of how many customers pay—and Card Concepts Merchant Services makes accepting them faster, safer, and easier. Our electronic check processing solutions convert paper payments into secure digital transactions, reducing the risk of fraud and eliminating trips to the bank.

Whether you process a few checks a month or hundreds a day, we help you clear payments quickly and confidently through trusted networks.

Fast & Reliable

Simple Processing That Protects Your Revenue

Check payments don’t have to be slow or uncertain. With Card Concepts’ electronic and remote deposit solutions, you can accept and verify payments in real time, improving your cash flow and reducing returned items.

For Retail Stores

Accept checks at the register with instant verification and electronic conversion.

For Recurring Payments

Set up automatic ACH withdrawals for memberships, subscriptions, or monthly billing.

For Service Businesses

Deposit client checks remotely without leaving the office or job site.

For High-Volume Merchants

Streamline batch processing and reporting with systems designed to handle larger check volumes.

Why We’re Different

Efficiency Meets Protection

Our check services combine advanced verification technology with dependable customer support to keep your business protected and your funds moving. Every transaction is encrypted, authenticated, and deposited automatically—saving you time and effort.

Faster Deposits

Convert paper checks into electronic payments for next-day or same-day funding.

Full Integration

Sync check deposits directly with your merchant account, accounting software, and reporting tools.

Instant Verification

Screen checks against national databases before accepting payment.

Dependable Support

Our team assists with setup, training, and troubleshooting every step of the way.

Frequently Asked Questions

Everything You Need to Know About Check Processing

Even as payments evolve, checks remain part of doing business. These questions explain how Card Concepts modernizes the process—saving you time while ensuring accuracy and compliance.

Yes. Our systems allow remote and electronic deposits directly into your merchant account.

Typically within one to two business days, depending on your bank and deposit timing.

Our verification tools minimize risk by validating customer accounts in real time before approval.

In most cases, no. Checks can be scanned, captured, or processed electronically.

Yes. Our check services fully integrate with your merchant account and CRM for unified reporting.

Upgrade the Way You Handle Checks

Card Concepts Merchant Services brings check processing into the digital age. Our secure, efficient solutions give you faster deposits, better protection, and less paperwork—so you can focus on what matters most: running your business.

Start streamlining your payment process today.